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Credit Information Service, Inc. – The Information Network

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We realize that lenders today are facing many challenges staying abreast of all the lending regulations and changes. We realize it takes more than our easy to read credit report formatted to your specifications and delivered by our reliable state of the art credit technology to make a difference. All tri-merged credit reports consist of the same information from the three national repositories but our clients can be assured that our technology provider Sharper Lending is working hard to allow us to have all regulated products available to our clients when they need them.

Our clients can consolidate their time by requesting customer service online with the option to upload documentation electronically. All additional products are available from our secure online portal or via your Loan Origination Software.
Some of the services we provide:

  • Tri-Merged reports - Sample
  • Non-Traditional Credit Reports
  • Fannie Mae and Freddie Mac Interface
  • Calyx Point - Encompass and many other Loan Origination Software Interfaces
  • CreditXpert Suite of Products
  • ReScores - 72 hr updates at the Credit Bureaus
  • Flood determination Certificates from LPS National Flood
  • AVM’s Automated Valuation Models
  • Direct link to IRS for transcript verifications
  • Social Security Number Verifications direct from SSA
  • Fannie Mae Loan Quality Initiative products
    • MFR Products
    • Loan Participant search options


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